Crews are paid weekly. Contracts pay monthly.
Payroll goes out weekly. Commercial contracts pay monthly, at best.
Why cash runs short here
Cleaning is a payroll business. Crews are paid weekly and commercial contracts settle monthly or later, so every new account makes the gap wider before it makes it better. Win a large contract and the strain arrives before the revenue does.
What it funds
- Weekly crew payroll against monthly billing
- Mobilising a new commercial contract
- Equipment, vehicles and floor machines
- Supplies and consumables at volume
- Bonding and insurance
- Bridging a slow-paying account
What usually fits
- Invoice factoring Sell unpaid business invoices and get most of the value now. Your customer's credit carries it, not yours.
- Business line of credit Capital on standby. Interest accrues on the balance, not on the limit.
- Term loan A lump sum on a fixed payment. Built for a project with a return you can already estimate.
Advising cleaning & facilities services
Send the file and we will come back with the structures your numbers support.