Retail
Inventory is bought months before the season that sells it.
Why cash runs short
Retail cash flow is a bet placed months in advance. You buy the season before you sell it, and the money is committed at the moment you have the least visibility into whether it will move.
What it funds
- Seasonal inventory buys
- Taking a volume discount from a supplier
- Store refresh or fixtures
- Covering rent and payroll through a slow quarter
- Adding an ecommerce channel
- Bridging to a strong Q4
Funding for retail
Four minutes to apply, a soft credit check, and a real answer on what fits.