Construction & contracting
Materials up front, progress billing, retainage held to the end.
Why cash runs short
Contractors fund the job before the job funds them. Materials and labour go out weeks before the first progress draw comes in, and retainage holds five to ten per cent until well after the work is done. On a growing book, that gap compounds.
What it funds
- Materials and subcontractors ahead of a draw
- Crew payroll between progress billings
- Bridging retainage on completed work
- Equipment purchase or major repair
- Mobilising on a new contract
- Bonding and insurance costs
Funding for construction & contracting
Four minutes to apply, a soft credit check, and a real answer on what fits.